How to Withdraw from a Fidelity Bank ATM Without an ATM Card

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How to Withdraw from a Fidelity Bank ATM Without an ATM Card: Users can withdraw cash from an ATM without showing a physical debit or credit card thanks to the Fidelity Bank banking feature called “cardless withdrawal,” also known as “withdrawal without an ATM card.” Clients can initiate and approve the withdrawal using alternative means without needing to swipe or insert a card into the ATM.

Among the many benefits of cardless withdrawal is convenience, especially for those who need to transfer money to someone who can take cash from an ATM without a bank card or who misplaces or forgets their physical cards. It also increases security by reducing the likelihood of card skimming or theft because no real cards are used during the transaction.

How Is Cardless Withdrawal Useful?

There are various reasons why you should make use of this feature:

Safety: If you are in an area where having a card could be risky, leave it at home and travel without one.
Convenience: Not having to worry about additional plastic items might sometimes be more convenient.
Emergencies: Has your wallet vanished from sight? Not a problem. You still have access to cash.

How to Withdraw from Fidelity Bank without ATM Card

Follow the simple steps below to make a withdrawal from Fidelity Bank without ATM Card:

  • Launch the dialer app on your phone.
  • Dial *770#.
  • Reply 1: To proceed.
  • Reply 6: Cardless Withdrawal.
  • Enter the amount you wish to withdraw.
  • Create a one-time 4-digit PIN for the transaction, this must be different from your normal PIN.
  • Enter your 4-digit normal PIN.
  • Go to the nearest Fidelity Bank ATM and press any button.
  • Choose Cardless Withdrawals, and enter the Paycode sent to you.
  • Enter your PIN again.
  • Enter the amount.
  • Collect your cash.

Typical Problems and Solutions

Things don’t always go as planned. These are some problems that you may encounter:

  • Code Not Working: Ensure you’re inputting the code correctly.
  • Code Expired: These codes expire quickly. You’ll need to start a new transaction if it has expired.
  • Network Problems: The USSD and mobile app methods won’t function if the network is down. You’ll have to hold out.

How to Withdraw from a Fidelity Bank ATM Without an ATM Card Using Biometric (Fingerprints)

Customers can use their biometric data, such as fingerprints, to access ATM services instead of standard PINs or cards, thanks to a security feature called ATM fingerprint authentication.

To use Fidelity Bank fingerprint withdrawals or withdraw money from an ATM with fingerprints, follow these steps:

  • Visit any Fidelity Bank ATM machine.
  • Hit on any of the ATM buttons (the ones beside the screen, not the key pad). In most ATM machines, the keypad works, especially on newly modernized ATM machines.
  • Select Biometric.
  • Key in your Fidelity Bank account number.
  • Select the transaction type, which should be withdrawal (transfer, withdrawal, etc.).
  • Select the desired amount you want to withdraw.
  • Place any of your fingers on the fingerprint sensor for at least 5 seconds.
  • Hit the proceed button.
  • Your cash will be dispensed in a few seconds once the details you provide are accurate and your fingerprint is captured well.

NB: This method only works on ATM machines that have a fingerprint sensor in them or attached to them.

Frequently Asked Questions

How to Check Fidelity Bank Account Number

This is by far the easiest method to check your Fidelity Bank account number, as it involves only dialing the Fidelity Bank USSD Code. To do this, simply follow the guidelines below:

  1. Launch the dialer app on your phone.
  2. Dial *770#.
  3. Reply 1: To proceed.
  4. Reply 9: Next
  5. Reply 9: Next
  6. Reply 1: Get Account number, BVN/NIN
  7. Enter your Fidelity Bank USSD code transfer pin.

NB: A service fee of N20 will be charged from your account balance.

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