How to Open a Uba Bank Account

How to open a uba bank account

How to open a UBA bank account: Do you wish to open a UBA account or find out what papers you will need? You no longer have to be concerned about this question since I will show you everything you need to know right now. United Bank for Africa, or UBA, is one of the greatest commercial banks in most nations throughout the world. UBA works in several nations and is regarded as the best. UBA operates or does business in several countries, including Ghana. Nigeria Uganda Zambia Kenya Siera Leon, Zimbabwe, etc. In this article, I will walk you through the process of creating an account with UBA step by step.

If you are in Nigeria, the procedures below will help you open an account with UBA.

How to Open a Uba Bank Account

Step one: type of account

Before you may continue to register an account with UBA, you should carefully consider the type of account you wish to open. UBA offers or allows customers to open numerous different sorts of accounts. UBA allows people to open the following types of accounts:

  • Savings account
  • Cooperative account
  • Current account
  • Domiciliary account.
  • Business account
  • Fixed deposit account, etc.

That is to say, the sort of account you wish to open is in exact proportion to the documents you must have received. If it’s a savings account you wish to start, the paperwork you must have acquired will be less than a domiciliary account’s.

Step two: documents for opening

To open any form of account with UBA, you must have one or more identification documents. At this moment, the documents you must have are incomparable because I do not know what kind of account you want to open, but I will do my best to explain everything.

#1 documents for opening UBA savings account

Individuals can open a savings account with UBA Bank. This type of account requires only a little paperwork to open. Documents required to open a savings account with UBA, as well as instructions for applying online step by step, are provided below. Voter’s card, two (2) recent passport photos, and a minimum of N1,500 in opening funds. Please keep in mind that the money you will deposit into your account is yours to keep and can be withdrawn at any time. Now, how can you apply online using your smartphone or laptop by yourself? Let us get into it!

  • To start a UBA savings account, click here to visit their website.
  • Once the website has been properly opened, click on “Create a savings account.
  • “As indicated in the image below, if you click the open savings account button, you will be led to another page where you will enter your information.
  • To click the open savings account button as seen in the image above, click here.
  • Following that, you will be promoted to select your nation of residence and then the location of where you currently reside.
  • If you are in Nigeria and wish to open an account there, choose a UBA Nigeria account.
  • At this point, you have the option of using your BVN to open it or continuing to access it without it.
  • Note that by selecting or clicking the UBA diaspora account button, you have proven that you are a Nigerian but residing in another nation, overseas, and you must provide the necessary documentation of that.
  • After hitting the UBA Nigeria account button or tab, it is time to submit your details or information.
  • Make sure you have taken a photo of yourself and saved it to your device (computer or phone) so you can upload it while inputting your information.
  • Enter your title (professor, Mr., Mrs., Chief, etc.). Enter your name.
  • First name, middle name (if applicable), and last name.
  • Select your marital status (married, divorced, or unmarried).
  • Select your gender.
  • Enter your phone number and date of birth.
  • Enter your email address and select the country where you were born Select your occupation (student, farmer, businessman, etc.).
  • After you have submitted all of these facts, you will have to visit the nearest UBA branch for verification of your humanity, so choose the branch you will attend.

After you have typed everything correctly, go to the branch you want to visit the next working day. If your online registration is completed completely and accurately, you will be assigned an account number. When you arrive at the UBA branch, tell any staff member what you want him/her to assist you with.

#2 documents for opening a corporate account with UBA.

Corperate accounts have an official name, such as (account name).

Now, to open a corporate account, you should have the following documents:

  • A valid form of identification (international passport, driver’s license, national ID, voter’s card)
  • Passport photo (one for each business owner)
  • Utility bill (not more than three months old).
  • Certificate of Incorporation, Registration, CBN, or CAC License (for business enterprise)
  • Two references from current account holders.

Three documents needed to open current account with UBA

Individuals can open a current account with UBA Bank. This sort of account offers participants a high interest rate. According to UBA, you get 2% interest on your current account balance each month. For example, if you save N200,000, the amount you will receive monthly is 2% of your savings.

  • A valid form of identification (international passport, driver’s license, national ID, voter’s card)
  • Passport photograph
  • Utility bill (not more than three months old)
  • Two references from current account holders.

#4 domiciliary account of UBA (documents and everything)

Domiciliary accounts allow you to receive and send money worldwide. If you are in Nigeria and wish to send money to another nation, a domiciliary account can assist you.

Documents for the creation of a domestic account with UBA are:

  • A valid form of identification (international passport, driver’s license, national ID, voter’s card)
  • Passport photograph
  • Utility bill (not more than three months old)
  • Two references from domestic current account holders

#5 documents for opening business account with UBA

What is a business account, and how can I open one with UBA? Business accounts are those that bear the name of the business. For example, my name is Abdulrazaq Yahaya, and it is easier to make my account name match the name of my firm if I have the necessary documentation.

The required documentation for creating a business account with UBA is:

  • A valid means of ID (International passport, driver’s license, national ID, voter’s card)
  • Passport photograph (for business, one for each of the owners)
  • Utility bill (not exceeding 3 months old)
  • Certificate of Incorporation/Registration/CBN or CAC License (for business enterprise)
  • Two references from business current account holders

It is important to note that your account status must be upgraded from savings to current before you may alter your account name to the business name. For additional information, visit the nearest United Bank for Africa (UBA) branch or visit their official website here.

#6 documents to open fixed deposit account with UBA

Fixed deposit accounts allow individuals to save money that can only be withdrawn after a set period of time. This type of account is very important to open, especially if you intend to accomplish activities in the future but do not have the funds. UBA pays 6% or more on fixed deposit accounts. For example, if you save N500,000 in your fixed deposit account, you will receive a 6% interest rate when you withdraw.

UBA allows you to start a fixed deposit account quickly. Actually, five minutes is fine. The paperwork required for opening a fixed deposit account is as follows:

  • Passport photograph
  • Personal telephone number
  • Must be above 18 years old
  • Any legal means of identification (NIN or voter’s card)
  • And cash for opening with.


I am not affiliated with United Bank for Africa. Thus, everything shown here is for informational and educational purposes. If you’re in doubt, check the website of UBA right now.

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