How to Withdraw from a Keystone Bank ATM Without an ATM Card: A banking service known as “cardless withdrawal” or withdrawal without an ATM card enables users to take out cash from an ATM without presenting a physical debit or credit card. Using alternate methods, clients can begin and authorize the withdrawal without having to swipe or put a card into the ATM.
Convenience is one of the many advantages of cardless withdrawal, particularly for clients who misplace or forget their physical cards or need to transfer money to someone who can withdraw cash from an ATM without a bank card. Since no physical cards are utilized during the transaction, it also improves security by lowering the possibility of card skimming or theft.
Why Make Use of Cardless Withdrawal?
There are several reasons you might want to use this feature:
- Safety: Leave your card at home and go without one if you are in an area where carrying one could be dangerous.
- Convenience: Sometimes, it’s just easier not to worry about another piece of plastic.
- Emergency Situations: Have you misplaced your wallet? Not an issue. Cash is still available to you.
How to Withdraw from a Keystone Bank ATM Without an ATM Card
To use Keystone Bank cardless withdrawals or withdraw money from an ATM without using an ATM card, follow these steps:
- Dial *7111#
- Select ‘Other Services
- Choose “Cardless Withdrawal.”
- Select “Account Number.”
- Enter the Amount to withdraw (the minimum amount is N1,000)
- Create a 4-digits PIN for use on the ATM
- Enter your 4-digit USSD PIN to confirm
- Successful/Failed Notification
- Receive a message with the pay code/cardless withdrawal digits.
- Go to the nearest ATM and click on the “CARDLESS PAY CODE option.”
- Input the pay code and 4-digit PIN created.
- Wait for the ATM to verify your details and dispense your cash.
How to Withdraw from a Keystone Bank ATM Without an ATM Card Using Biometric (Fingerprints)
ATM fingerprint authentication is a security feature that allows customers to access ATM services using their biometric information, such as fingerprints, instead of traditional PINs or cards.
To use Keystone Bank fingerprint withdrawals or withdraw money from an ATM with fingerprints, follow these steps:
- Visit any Keystone Bank ATM machine.
- Hit on any of the ATM buttons (the ones beside the screen, not the key pad). In most ATM machines, the keypad works, especially on newly modernised ATM machines.
- Select Biometric.
- Key in your Keystone Bank account number.
- Select the transaction type, which should be withdrawal (transfer, withdrawal, etc.).
- Select the desired amount you want to withdraw.
- Place any of your fingers on the fingerprint sensor for at least 5 seconds.
- Hit the proceed button.
- Your cash will be dispensed in a few seconds once the details you provide are accurate and your fingerprint is captured well.
NB: This method only works on ATM machines that have a fingerprint sensor in them or attached to them.
Frequently Asked Questions
How to Generate a Keystone Bank Token Code in 2024 Via the Keystone Bank mToken App
To learn How to Generate a Keystone Bank Token Code in 2024 Via the Keystone Bank mToken App, follow the steps below:
- Download and install the Keystone Bank mToken app from the Google Play Store for Android devices or the Apple
- Launch the app.
- Click on “Get Codes.”
- Input the internet banking or mobile app user ID (please note that it is case sensitive).
- Click on “Get Activation Code.”
- The user ID and activation code are sent to the customer’s registered phone number and email address.
- Open the app to input the user ID and activation code.
- Create a 6-digit PIN and then re-confirm it.
- A national flag will display as your PIN hint (please take note of the flag).
- Click on OK, and an OTP will be generated
How to Unblock Your Keystone Bank ATM Card by Visiting a Keystone Bank Branch
Another good choice is to stop by your neighbourhood Keystone Bank branch if you are the kind of person who prefers to complete tasks in person.
Follow the steps:
- Enter a Keystone Bank location when it is open for business.
- Tell the customer service agent what is going on.
- Present the required identification and account details requested by the customer care attendant for verification.
How to Block Your Keystone Bank ATM Card via USSD Code
The code to be used to block your ATM card / account on Keystone Bank is called a panic code. This panic code places a PND (post no debit) on your account until you reach out to your bank to rectify and block the card or get a new one.
To block your Keystone Bank ATM card, follow the steps below:
- Launch a dialer app on your phone.
- Dial *7111*911# from any phone.
- Enter the account/phone number to place a PND on all your accounts.
How to Withdraw from a Keystone Bank ATM Without an ATM Card Using Biometric (Fingerprints)
ATM fingerprint authentication is a security feature that allows customers to access ATM services using their biometric information, such as fingerprints, instead of traditional PINs or cards.
To use Keystone Bank fingerprint withdrawals or withdraw money from an ATM with fingerprints, follow these steps:
- Visit any Keystone Bank ATM machine.
- Hit on any of the ATM buttons (the ones beside the screen, not the key pad). In most ATM machines, the keypad works, especially on newly modernised ATM machines.
- Select Biometric.
- Key in your Keystone Bank account number.
- Select the transaction type, which should be withdrawal (transfer, withdrawal, etc.).
- Select the desired amount you want to withdraw.
- Place any of your fingers on the fingerprint sensor for at least 5 seconds.
- Hit the proceed button.
- Your cash will be dispensed in a few seconds once the details you provide are accurate and your fingerprint is captured well.
NB: This method only works on ATM machines that have a fingerprint sensor in them or attached to them.
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