How to Get an OTP for First Bank

How to Get an OTP for First Bank

How to Get an OTP for First Bank: A one-time password, also known as a one-time PIN or a dynamic password, is a password that is valid for a single login session or transaction.

In Nigeria, most banking OTPs are generated by Interswitch and are known as “safe tokens.” Learning how to get an OTP code on your phone is essential.

In this post, I will be showing you ways you can get an OTP from First Bank.

How to Get an OTP for First Bank

These are some of the ways you can get your First Bank OTP:

  1. Via ATM activation
  2. Online
  3. Using USSD code

How to Get an OTP for First Bank Via ATM Activation

If you cannot access a bank branch or would not want to queue, you can activate the OTP service at any bank ATM in Nigeria. Here is how to get an OTP on your phone using an ATM.

  1. Begin by inserting your card into the ATM and inputting your PIN.
  2. Select your account type (if the option exists).
  3. Choose the “Quickteller” option from the pop-up menu.
  4. Select the “Pay Bills” option and then select “others” under that.
  5. You will be presented with a bill payment menu.
  6. Input 322222 on the biller code field.
  7. Input your cellphone number in the customer reference number field.
  8. Click on “Proceed.”
  9. The ATM machine will ask you to confirm whether you intend to make the payment.
  10. The amount charged from your card will be ₦1.
  11. Click on the “pay amount due” option, making sure not to alter the figure.
  12. You will be presented with a confirmation message letting you know that your registration has been successful.
  13. You will then receive a One-time PIN, which you are required to type into the box provided on the ATM.
  14. Keep in mind that a One-time PIN will typically remain active for five minutes, after which it will be expired and unusable.
  15. If you do not get the One-time PIN as stated above, feel free to contact Interswitch via the email address or

How to Get an OTP for First Bank Online

You can register for the OTP service through Quickteller’s online portal. Here is a look at the steps for online OTP registration.

  1. Visit the Quickteller website and click on the sign-up button on the top right corner of the page.
  2. You will be presented with a short sign-up form requiring you to fill out a few details.
  3. Fill out the One-time PIN registration form, making sure to cross-check the information before submitting it.
  4. Once you are done, click on ‘sign up.’
  5. You should receive an email about Quickteller with additional details on how to proceed.
  6. Click on the link in the email to complete your One-time PIN activation.
  7. Keep in mind that your bank will need to validate your registration if you do it online.
  8. Make sure to get in touch with the bank after completing the registration.

How to Get an OTP for First Bank Via USSD Code

To generate a one-time password, OTP, follow the steps below:

  1. You will be required to have the mobile number you used to register your account.
  2. Now dial *322*0# to generate the OTP.
  3. The code will be sent to the aforementioned number.
  4. On the banking app, enter the OTP in the input field.

Types of OTP Codes

There are two types of OTP codes.

  1. HOTP (hash-based one-time password): A HOTP is usually based on a counter, which is incremented each time a code is generated. This means that the same code can never be used twice and will expire as soon as the next code is generated.
  2. TOTP (time-based one-time password): A time-based PIN expires after a few minutes. This means it can only be valid before its stipulated time expires. They are extensions of HOTPs, but with a time element.

Frequently Asked Questions

What is the One Time Password (OTP) that is required for Online Transactions on my First Bank MasterCard?

Earlier, you were required to register your First Bank MasterCard for Secure Code and set a static password for your online transactions.

First Bank will now send you a new 6 digit numeric One Time Password (OTP) to your registered mobile number and email address for each time you initiate an online transaction.

Where will I receive the One Time Password (OTP)?

You will receive the OTP for all your online transactions on the registered mobile number or email registered with your FirstBank Card.

To register or update your mobile number and email address today, please contact us on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000, SMS Short Code 30012 or email

Once you have updated your mobile number or email, you will start receiving the OTP for your MasterCard web transactions.

How will a supplementary card holder use the First Bank Card at an online merchant store?

For supplementary Cardholders performing an online transaction, the OTP (One time password) will be sent to the primary Cardholder’s registered mobile number and email. You will need to use this OTP to complete your transaction.

What if I do not receive the OTP?

You can request for another OTP by pressing the “Resend OTP” button. Please note that the resend button will only appear once for one OTP resend after 20 seconds waiting period.

Once a new OTP is generated, the previous OTP becomes invalid. The OTP time out will be 10 minutes. If you do not receive the OTP after the first trial, please contact us on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000, SMS Short Code 30012 or email

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