UBA Bank Cardless Withdrawal

UBA Bank cardless withdrawal: UBA Bank’s cardless withdrawal capability. Now, we have all been there, correct? That moment when you reach for your wallet, rummage through it, and discover your ATM card is missing.

Your heart drops, especially when you are desperate for cash. Whether you left it at home, misplaced it, or, worse, lost it, the scenario is not ideal. Let me tell you, UBA Bank has introduced a truly novel solution. In this article, I will explain what a cardless withdrawal is and how to take money from an ATM card without using a card.

Table of Contents

What does UBA Bank Cardless Withdrawal

Before we get into the details, let us define what we mean by “cardless withdrawal.” This feature enables you to withdraw cash from an ATM without using your physical ATM card. Sounds magical, right? Well, it kind of is.

You can start the transaction with the UBA Bank mobile app or a USSD code, then walk up to the ATM to retrieve your cash. No card is required!

Why Use UBA Bank Cardless Withdrawal

There are various reasons why you might want to use this feature. Emergency situations:

Did you forget your wallet? Not an issue. You can still receive cash.
Safety: If you are in a situation where having a card could be dangerous, leave it at home and go cardless.
Convenience: Sometimes it is just easier to avoid dealing with another piece of plastic.

How to use UBA Bank Cardless Withdrawal

In this post, I will be giving you seven ways you can use to withdraw money from UBA without ATM card:

UBA Digital Experience on Mobile and Web
By using Fingerprint
Via USSD code
Internet Banking
UBA Mobile Banking App
Via Phone Number
Via Leo

So, stay with me while I explain each method to you!

UBA Bank Cardless Withdrawal via UBA Digital Experience on Mobile and Web

To withdraw money from UBA without an ATM card using the UBA Digital Experience on mobile and web, follow these steps:

Login to the Digital Experience on Mobile or Web in the Shortcut section, select Cardless Withdrawal.
Enter the amount you wish to withdraw.
Generate a one-time 4-digit transaction code.
Enter your transaction PIN.
Locate any UBA ATM and select Cardless Withdrawal.
Enter the 4-digit PIN generated and the 10-digit token obtained. And that is all!

UBA Bank Cardless Withdrawal via Fingerprint

To withdraw money from UBA without an ATM card using your fingerprint, follow these steps:

Locate any UBA ATM.
To use the Biometric option
Pick cardless from the menu
Place your right thumb on the scanner for 5 seconds.
Follow the prompts to finish your transaction.

UBA Bank Cardless Withdrawal USSD Code

The code for withdrawing cash from a UBA without an ATM card is *919#.

To withdraw money from UBA without an ATM card using the USSD code, follow these steps:

Call *919*30*Amount# from your registered phone number.
Select the ATM cashout option.
Get your cashout PIN.
Locate any UBA ATM.
On the ATM, select the paycode and follow the prompts.

UBA Bank Cardless Withdrawal Via Internet Banking

To make a UBA Bank Cardless withdrawal with Internet banking, complete these steps:

To obtain a Withdrawal Code, visit the UBA online Banking Portal and select “Cardless Withdrawal.”
Find an ATM stand.
At the ATM, select Cardless Withdrawal
Enter the withdrawal code and follow the prompts.

UBA Bank Cardless Withdrawal via UBA Mobile Banking App

To withdraw money from UBA without an ATM card via the UBA Mobile Banking App, follow the steps below:

To download the UBA mobile banking app, go to the Google Play Store or Apple Store.
Install and launch the application.
Register if you have not already.
To generate a 4-digit cashout PIN, go to the app dashboard and select Cardless Withdrawal from the menu.
Locate any UBA Bank ATM stand.
At the ATM, select Paycode Cashout.
Follow the prompt.

UBA Bank Cardless Withdrawal Via Phone Number

To use UBA Bank Cardless Withdrawal Via Phone Number, follow the steps below:

Select PayAttitude on the ATM
input your registered phone number
approve the transaction using your 919 PIN
Follow the prompts to complete your transaction

UBA Bank Cardless Withdrawal Via Leo

UBA Leo is a virtual assistant developed by United Bank for Africa (UBA). It is intended to provide users with a convenient and engaging way to conduct banking transactions using artificial intelligence. Essentially, UBA Leo enables clients to conduct a variety of banking operations, inquire about account information, and seek assistance via a chat interface.

It is like having a helpful buddy who streamlines banking operations with conversational interactions. If you have any special queries about UBA Leo or would like more information, please ask!

To use UBA Bank Cardless Withdrawal Via Leo, follow the steps below:

To initiate a Cardless withdrawal, send a one-time 4-digit PIN to Leo over Facebook, WhatsApp, or Apple Business Chat.
You will then receive a 10-digit token.
At the ATM, select Cardless Withdrawal and input the 4-digit PIN and 10-digit token received.

How to withdraw money at UBA ATM

Enter any key at the ATM.
Select the Cardless Withdrawal function.
Enter the 0-14-digit withdrawal passcode.
Enter the one-time PIN for verification.
Enter the amount to withdraw. Collect the cash

How to withdraw money at another Bank’s ATM

Locate any Other Banks ATMs.
Press the “Enter” button on the ATM.
Choose the “PayCode” option.
Enter the “PayCode number” you received on your cell phone.
Enter the pre-chosen “Cash-Out PIN Number” selected on Internet Banking when initiating the request.
Enter “Amount” (This should be the same when initiating a request on Internet Banking, USSD, or Mobile Banking).
Press the “Enter” button to proceed.
Collect Your Cash

Common Issues and Troubleshooting

Sometimes things do not go as planned. Here are some issues you may encounter:

Code Not Working: Make sure you are entering the code correctly.
Expired Code: These codes have a short life. If it has expired, you must initiate a new transaction.
Network Issues: If the network is down, the USSD and mobile app methods will not function. You’ll need to wait.

Conclusion

We discussed the concept of cardless withdrawal, the benefits, and the simple ways to make it happen using USSD. The beauty of this feature is that it is more than simply a technological improvement; it is also a practical issue solver.

Who has not experienced a slight panic attack at the possibility of losing their ATM card? Those days are over, thanks to UBA Bank’s cardless withdrawal function. This is more than just innovation; it is about bringing true value to everyday life.

You may now breathe a sigh of relief the next time you go out and forget your card since UBA Bank has you covered. Furthermore, this provides an additional degree of security to your transactions.

You do not have to worry about losing your card or someone misusing it. So, the next time you are in a pinch and need cash, realise that you are only a few taps or dial tones away from acquiring it.